{"id":7831,"date":"2026-06-12T02:10:49","date_gmt":"2026-06-12T02:10:49","guid":{"rendered":"https:\/\/autoverify.com\/modalites-et-conditions-de-pre-qualification-td-modalites-de-la-prequalification-de-financement-auto-td\/"},"modified":"2026-07-22T08:28:57","modified_gmt":"2026-07-22T08:28:57","slug":"modalites-et-conditions-de-pre-qualification-td-modalites-de-la-prequalification-de-financement-auto-td","status":"publish","type":"page","link":"https:\/\/autoverify.com\/fr\/modalites-et-conditions-de-pre-qualification-td-modalites-de-la-prequalification-de-financement-auto-td\/","title":{"rendered":"TD Pre-Qualification Terms and Conditions | Modalit\u00e9s de la pr\u00e9qualification de Financement auto TD"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7831\" class=\"elementor elementor-7831 elementor-3866\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f1141b1 e-flex e-con-boxed e-con e-parent\" data-id=\"4f1141b1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1900c4be e-con-full e-flex e-con e-child\" data-id=\"1900c4be\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<h1 data-interaction-id=\"a274967\" class=\"e-a274967-7ac4a88 e-heading-base\" data-e-type=\"widget\" data-id=\"a274967\">Terms and conditions<\/h1>\n\t\t\t\t\t<h2 data-interaction-id=\"16f806e1\" class=\"e-16f806e1-6c6f827 e-heading-base\" data-e-type=\"widget\" data-id=\"16f806e1\"><strong id=\"e-mqjryr2z-igmaw0l\">TD Pre-Qualification Terms and Conditions | Modalit\u00e9s de la Pr\u00e9qualification de Financement auto TD<\/strong><br><\/h2>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c9c1676 e-flex e-con-boxed e-con e-parent\" data-id=\"3c9c1676\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7d251a98 e-con-full e-flex e-con e-child\" data-id=\"7d251a98\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t<p class=\"e-87fba4b-83a48f1 e-paragraph-base\" data-interaction-id=\"87fba4b\" data-e-type=\"widget\" data-id=\"87fba4b\">Not\u00e9 : Une version fran\u00e7aise est disponible sous la version anglaise.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5aa6f2d e-flex e-con-boxed e-con e-parent\" data-id=\"5aa6f2d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eb5d48d elementor-widget elementor-widget-text-editor\" data-id=\"eb5d48d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>TD Auto Finance Pre-Qualification Terms and Conditions<\/h2>\n<p>In addition to the Mobials Inc. terms and conditions you are required to agree to, it is also important that you read and agree to all of the terms and conditions below, as they apply when you apply for the TD Auto Finance Pre-Qualification (the \u00ab\u00a0Pre-Qualification\u00a0\u00bb) made available by The Toronto-Dominion Bank (\u00ab\u00a0TD\u00a0\u00bb) and TD Auto Finance (Canada) Inc. (\u00ab\u00a0TDAF\u00a0\u00bb) (individually and collectively) (\u00ab\u00a0TD\u00a0\u00bb, \u00ab\u00a0TDAF\u00a0\u00bb \u00ab\u00a0we\u00a0\u00bb or \u00ab\u00a0us\u00a0\u00bb).<\/p>\n<p>Pre-Qualification means only that you may qualify for the loan requested based on the accuracy and completeness of the information you provide us, including any information you enter in or which is derived from your vehicle selection and\/or your Pre-Qualification application. Pre-Qualification does not grant credit and is not an approval or pre-approval for credit. Pre-Qualification is only valid for the selected vehicle.  <\/p>\n<p><strong>You represent that you meet the following eligibility criteria:<\/strong><\/p>\n<ul>\n<li>you are a permanent resident of Canada<\/li>\n<li>you are the age of majority in the province where you will be purchasing a vehicle<\/li>\n<\/ul>\n<p>To be approved or pre-approved for credit, you must submit a full credit application at the dealership. TDAF may use additional or different criteria in assessing an application submitted at the dealership which may return different results. Pre-Qualification results are intended for illustrative and general purposes only and do not mean you will be granted credit. TDAF reserves the right to cancel or change the terms of your Pre-Qualification (including, but not limited to, the amount of credit you may qualify for and the applicable interest rate) any time without notice. TDAF reserves the right to make any final credit decision.    <\/p>\n<p>With your consent, your consumer credit bureau report will be accessed by the Platform Provider (defined below) for the purposes described below, including to help determine your Pre-Qualification status. Accessing your consumer credit bureau report as part of this credit pre-qualification application process will not impact your credit score. However, your credit score may be impacted if you choose to continue the approval process at the dealership.  <\/p>\n<p>You may review and print the most current version of the terms and conditions available by accessing the Terms from <a href=\"https:\/\/www.td.com\/to-our-customers\/\">https:\/\/www.td.com\/to-our-customers\/<\/a>.<\/p>\n\n<h4>As part of the Pre-Qualification process, you also understand and agree to all of the following terms:<\/h4>\n<p>In the following sections \u00ab\u00a0you\u00a0\u00bb, \u00ab\u00a0your\u00a0\u00bb, and \u00ab\u00a0yours\u00a0\u00bb mean the applicant. \u00ab\u00a0We\u00a0\u00bb, \u00ab\u00a0us\u00a0\u00bb, and \u00ab\u00a0our\u00a0\u00bb mean the TD Bank Group*. \u00ab\u00a0Dealership\u00a0\u00bb means (the supplier of goods and\/or services to you) the dealer who receives any Information about you from TDAF or a Platform Provider. \u00ab\u00a0Information\u00a0\u00bb means personal, financial, credit and other details about you that you provide to us, directly or indirectly and that we obtain from others outside the organization, including through the products and services you use. \u00ab\u00a0Manufacturer\u00a0\u00bb means the manufacturer of the vehicle you are selecting using the technology of the Platform Provider. \u00ab\u00a0Platform Provider\u00a0\u00bb means Mobials Inc. and its respective affiliates who provide an automotive commerce platform to Dealerships across Canada.     <\/p>\n<p><strong>The Platform Provider will use the Information you provide, for the purpose of verifying your identity and to obtain your consumer credit bureau report as described below.<\/strong><\/p>\n<p>In order to process your credit pre-qualification application, the Platform Provider is required to ask you for Information. The Information that you provide will be compared against the Information contained in the consumer credit report we access (called a \u00ab\u00a0soft check\u00a0\u00bb) to help confirm your identity. The consumer credit report will also be used to assess your credit pre-qualification application.  <\/p>\n<p>Note: Should the Information you provide not match the Information contained in your consumer credit report, you will not be able to complete the credit pre-qualification application through the Platform Provider.<\/p>\n<p>You agree that, throughout our relationship with you, we may obtain, use and share Information about you with: you, credit reporting agencies, governmental agencies responsible for registration of vehicles and\/or recording of driver&rsquo;s license information, other lenders, the Dealership, the Platform Provider and other suppliers of goods and services to you, for the purposes of validating your identity, reviewing and verifying your creditworthiness, servicing the loan and for debt collection and contract enforcement purposes. If you are eventually approved for a loan with us (the \u00ab\u00a0loan\u00a0\u00bb) then during the term of your loan (and for a period of two (2) years thereafter), we may also share Information with the Manufacturer, the Dealership, or any third party dealer you may subsequently have dealings with for trade-in purposes, their agents and suppliers, the Platform Provider (including a copy of any credit pre-qualification application, all of the terms, conditions and status of your loan with us, such as amounts financed and owing, interest rate, whether your loan is in good standing, and whether your loan has been fully or partially repaid, vehicle information, and your contact information) for the purposes of: <\/p>\n<p>(i) administering loan programs including end of term options available to you;<\/p>\n<p>(ii) facilitating the trade-in of your vehicle with our consent; or<\/p>\n<p>(iii) enabling the Manufacturer, the Dealership, the Platform Provider, their agents and suppliers to conduct analytics and to better market their products and services, including contacting you with specific offers and promotions which they believe would be of interest to you.<\/p>\n<p>If you do not wish us to share your contact Information for this purpose, please call us at <a href=\"tel:1-866-694-4392\">1-866-694-4392<\/a>.<\/p>\n<p>Please note that your loan information will continue to be shared in order to administer the loan programs.<\/p>\n<p>You must contact the Dealership directly if you wish to opt-out of receiving marketing materials from them. Any personal information that you provide directly to the Manufacturer, Dealership, the Platform Provider or third-party dealer will be governed by their own privacy policies and is not the responsibility of TD Bank Group. <\/p>\n<p>You acknowledge that the Dealership is our agent only for the purpose of completing any credit application and identification disclosure and submitting it to us for approval. You certify that all Information any credit pre-qualification application is true, accurate and complete. You confirm that any credit pre-qualification application submitted is not for the benefit of any person other than yourself.  <\/p>\n<p>The Dealership is not permitted to make any representations or warranties which are inconsistent with the terms of any credit pre-qualification application.<\/p>\n\n<h4>Automated Decision Making:<\/h4>\n<p>We use various technology tools to process your credit pre-qualification application. These tools allow us to use your personal information to make decisions about your request in real time because the process is fully automated.  At any time, you may request additional information about our automated process by contacting us at: <a href=\"tel:1-866-694-4392\">1-866-694-4392<\/a>. In addition, upon your request, we will provide you with i) the personal information used to render the automated decision; ii) the reasons and the principal facts and parameters that led to the decision; and iii) the right to have the personal information used to render the decision corrected.    <\/p>\n\n<h4>Our Privacy Policy:<\/h4>\n<p>You also consent to our Privacy Policy. You agree that we may handle your personal information as we set out in our Privacy Policy. You can find our Privacy Policy online at . You agree that this consent is in addition to, and not in substitution of, any other consent you have provided. If there is a conflict between the provisions of these pre-qualification terms and the Privacy Policy, the pre-qualification terms will prevail.    <\/p>\n<p><strong>You have choices.<\/strong> The Privacy Policy outlines your options, where available, to refuse or withdraw your consent.<\/p>\n<p><strong>Here is a summary of our Privacy Policy.<\/strong><\/p>\n<p>We collect, use, share and retain your information to:<\/p>\n<ul>\n<li>Identify you<\/li>\n<li>Process your credit pre-qualification application<\/li>\n<li>Provide you ongoing service<\/li>\n<li>Communicate with you<\/li>\n<li>Personalize our relationship with you<\/li>\n<li>Improve TD products and service<\/li>\n<li>Protect against fraud, financial abuse and error<\/li>\n<li>Manage and assess our risk<\/li>\n<li>Meet legal and regulatory obligations<\/li>\n<\/ul>\n<p><strong>We collect information (for the purposes set out above) from you and others including:<\/strong><\/p>\n<ul>\n<li>Payment card networks<\/li>\n<li>Lenders<\/li>\n<li>Insurers<\/li>\n<li>Fraud prevention agencies and registries<\/li>\n<li>Any other people you have allowed us to contact<\/li>\n<li>From your interactions with us, including on your mobile device or the Internet, cameras at our property and records of your use of our products and services<\/li>\n<\/ul>\n<p><strong>We may share your information (for the purposes set out above) with these parties. Some of them may be located outside your province\/territory or outside Canada: <\/strong><\/p>\n<ul>\n<li>TD affiliates<\/li>\n<li>Fraud prevention agencies and registries<\/li>\n<li>Lenders<\/li>\n<li>Dealers<\/li>\n<li>Manufacturers<\/li>\n<li>Platform Providers<\/li>\n<li>Companies that we work with to provide products or services<\/li>\n<li>Insurers<\/li>\n<li>Payment card networks<\/li>\n<\/ul>\n<p><strong>We retain your information:<\/strong><\/p>\n<p>We keep your information for as long as we reasonably need it for the purposes set out above.<\/p>\n<p><strong>We may communicate with you:<\/strong><\/p>\n<p>We may communicate with you about your credit pre-qualification application. And about your existing and other products and services that may be of interest to you. We may contact you by mail, phone at the number(s) you have provided, text, email or other electronic methods. You can opt out of receiving offers or choose how we contact you for marketing campaign purposes. To do so call us at <a href=\"tel:1-866-694-4392\">1-866-694-4392<\/a>.    <\/p>\n<p><strong>Language Preference (applicable only if these terms are concluded in Qu\u00e9bec):<\/strong><\/p>\n<p>The parties have agreed that this credit pre-qualification application be drawn up in English and that the documents relating to it may be drawn up in English. They also confirm that a French version of this credit pre-qualification application has been provided to them prior to its conclusion. <\/p>\n<p>Les parties ont convenu que la pr\u00e9sente convention soit r\u00e9dig\u00e9e en anglais et que les documents s&rsquo;y rattachant puissent \u00eatre r\u00e9dig\u00e9s en anglais. Elles confirment aussi qu&rsquo;une version fran\u00e7aise de la pr\u00e9sente convention leur a \u00e9t\u00e9 remise avant sa conclusion. <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d0ca250 e-flex e-con-boxed e-con e-parent\" data-id=\"d0ca250\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68450fd elementor-widget elementor-widget-text-editor\" data-id=\"68450fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>Modalit\u00e9s de la pr\u00e9qualification de Financement auto TD<\/h2><p>En plus des modalit\u00e9s de Mobials Inc. que vous devez accepter, il est important que vous lisiez et acceptiez toutes les modalit\u00e9s ci-dessous, car elles s&rsquo;appliquent lorsque vous demandez la pr\u00e9qualification de Financement auto TD (la \u00ab <strong>pr\u00e9qualification<\/strong> \u00bb) offerte par La Banque Toronto-Dominion (\u00ab <strong>la TD<\/strong> \u00bb) et Financement auto TD (Canada) Inc. (\u00ab <strong>FATD<\/strong> \u00bb) (individuellement et collectivement) (\u00ab la TD \u00bb, \u00ab FATD \u00bb, \u00ab nous \u00bb).<\/p><p>La pr\u00e9qualification signifie seulement que vous pouvez \u00eatre admissible au pr\u00eat demand\u00e9 en fonction de l&rsquo;exactitude et de l&rsquo;exhaustivit\u00e9 des renseignements que vous nous fournissez, y compris les renseignements que vous entrez ou qui proviennent de votre s\u00e9lection de v\u00e9hicule ou de votre demande de pr\u00e9qualification. La pr\u00e9qualification n&rsquo;accorde pas de cr\u00e9dit et n&rsquo;est pas une approbation ou une pr\u00e9approbation de cr\u00e9dit. La pr\u00e9qualification n&rsquo;est valide que pour le v\u00e9hicule s\u00e9lectionn\u00e9.  <\/p><p><strong>Vous indiquez que vous r\u00e9pondez aux crit\u00e8res d&rsquo;admissibilit\u00e9 suivants :<\/strong><\/p><ul><li>Vous \u00eates r\u00e9sident permanent du Canada.<\/li><li>Vous avez atteint l&rsquo;\u00e2ge de la majorit\u00e9 dans la province o\u00f9 vous ach\u00e8terez un v\u00e9hicule.<\/li><\/ul><p>Pour que votre demande de cr\u00e9dit soit approuv\u00e9e ou pr\u00e9approuv\u00e9e, vous devez soumettre une demande de cr\u00e9dit compl\u00e8te au concessionnaire. FATD peut utiliser des crit\u00e8res suppl\u00e9mentaires ou diff\u00e9rents pour \u00e9valuer une demande soumise au concessionnaire, ce qui peut donner des r\u00e9sultats diff\u00e9rents. Les r\u00e9sultats de la pr\u00e9qualification sont fournis \u00e0 titre indicatif et \u00e0 des fins g\u00e9n\u00e9rales seulement et ne signifient pas que vous recevrez du cr\u00e9dit.  <\/p><p>FATD se r\u00e9serve le droit d&rsquo;annuler ou de modifier les modalit\u00e9s de votre pr\u00e9qualification (y compris, sans s&rsquo;y limiter, le montant de cr\u00e9dit auquel vous pourriez \u00eatre admissible et le taux d&rsquo;int\u00e9r\u00eat applicable) en tout temps, sans pr\u00e9avis. FATD se r\u00e9serve le droit de prendre toute d\u00e9cision d\u00e9finitive en mati\u00e8re de cr\u00e9dit. <\/p><p>Avec votre consentement, le fournisseur de plateforme (au sens donn\u00e9 \u00e0 ce terme ci-apr\u00e8s) acc\u00e9dera \u00e0 votre dossier de cr\u00e9dit personnel aux fins d\u00e9crites ci-dessous, notamment pour aider \u00e0 d\u00e9terminer votre pr\u00e9qualification. L&rsquo;acc\u00e8s \u00e0 votre dossier de cr\u00e9dit personnel dans le cadre de ce processus de demande de pr\u00e9qualification au cr\u00e9dit n&rsquo;aura pas d&rsquo;effet sur votre cote de cr\u00e9dit. Toutefois, votre cote de cr\u00e9dit pourrait \u00eatre touch\u00e9e si vous choisissez de poursuivre le processus d&rsquo;approbation au concessionnaire.  <\/p><p>Vous pouvez consulter et imprimer la version la plus r\u00e9cente des modalit\u00e9s en y acc\u00e9dant ici : <a href=\"https:\/\/www.td.com\/francais\/services-ala-clientele\/francais-legale-index.jsp\">https:\/\/www.td.com\/francais\/services-ala-clientele\/francais-legale-index.jsp<\/a>.<\/p><p><strong>Dans le cadre du processus de pr\u00e9qualification, vous comprenez et acceptez \u00e9galement toutes les modalit\u00e9s suivantes :<\/strong><\/p><p>Dans les sections suivantes, les termes \u00ab vous \u00bb, \u00ab votre \u00bb et \u00ab le v\u00f4tre \u00bb d\u00e9signent le demandeur. Les termes \u00ab nous \u00bb, \u00ab notre \u00bb et \u00ab nos \u00bb se rapportent au Groupe Banque TD*. Le \u00ab concessionnaire \u00bb (le fournisseur de biens ou de services) d\u00e9signe le concessionnaire qui re\u00e7oit des renseignements \u00e0 votre sujet de la part de FATD ou d&rsquo;un fournisseur de plateforme. Le terme \u00ab renseignements \u00bb d\u00e9signe les informations personnelles, financi\u00e8res, de cr\u00e9dit et autres que vous nous fournissez et que nous obtenons aupr\u00e8s de tierces parties, notamment en ce qui concerne les produits et les services que vous utilisez. Le \u00ab fabricant \u00bb d\u00e9signe le fabricant du v\u00e9hicule que vous choisissez \u00e0 l&rsquo;aide de la technologie du fournisseur de plateforme. \u00ab Fournisseur de plateforme \u00bb d\u00e9signe Mobials Inc. et ses soci\u00e9t\u00e9s affili\u00e9es respectives qui fournissent une plateforme de commerce automobile aux concessionnaires partout au Canada.     <\/p><p>Le fournisseur de plateforme utilisera les renseignements que vous fournirez aux fins de v\u00e9rification de votre identit\u00e9 et d&rsquo;obtention de votre dossier de cr\u00e9dit de consommateur, comme d\u00e9crit ci-dessous.<\/p><p>Pour traiter votre demande de pr\u00e9qualification du cr\u00e9dit, le fournisseur de plateforme est tenu de vous demander des renseignements. Nous comparons les renseignements que vous nous fournissez \u00e0 ceux compris dans votre rapport de cr\u00e9dit, aux seules fins de confirmation de votre identit\u00e9. Le rapport de cr\u00e9dit \u00e0 la consommation sera \u00e9galement utilis\u00e9 pour \u00e9valuer votre demande de pr\u00e9qualification au cr\u00e9dit. Remarque : Si les renseignements que vous avez fournis ne correspondent pas \u00e0 ceux contenus dans votre rapport de cr\u00e9dit \u00e0 la consommation, vous ne pourrez pas remplir la demande de pr\u00e9qualification par l&rsquo;interm\u00e9diaire du fournisseur de plateforme.   <\/p><p>Vous convenez que, pour la dur\u00e9e de notre relation avec vous, nous pouvons recueillir et utiliser des renseignements \u00e0 votre sujet, ainsi que les communiquer avec : vous-m\u00eame, des agences d&rsquo;\u00e9valuation du cr\u00e9dit, des organismes gouvernementaux responsables de l&rsquo;immatriculation des v\u00e9hicules ou de l&rsquo;enregistrement des renseignements concernant les permis de conduire, d&rsquo;autres pr\u00eateurs, le concessionnaire, le fournisseur de plateforme et d&rsquo;autres fournisseurs vous fournissant ou vous ayant fourni des biens et services, le tout afin de valider votre identit\u00e9, d&rsquo;\u00e9valuer et de v\u00e9rifier votre niveau de solvabilit\u00e9, d&rsquo;administrer le pr\u00eat et pour les fins de perception des dettes et de la r\u00e9alisation du contrat. Si nous vous accordons finalement un pr\u00eat (le \u00ab pr\u00eat \u00bb), alors, pendant la dur\u00e9e de votre pr\u00eat (et pour une p\u00e9riode de deux [2] ann\u00e9es par la suite), nous pourrons \u00e9galement partager des renseignements avec le fabricant, le concessionnaire ou tout autre tiers concessionnaire avec lequel vous pourriez ensuite traiter \u00e0 des fins d&rsquo;\u00e9change, leurs agents et fournisseurs, le fournisseur de plateforme (y compris une copie de toute demande de pr\u00e9qualification au cr\u00e9dit, les modalit\u00e9s et l&rsquo;\u00e9tat du pr\u00eat que nous vous avons consenti, notamment les montants exigibles et financ\u00e9s, votre taux d&rsquo;int\u00e9r\u00eat, que votre pr\u00eat soit en r\u00e8gle ou qu&rsquo;il soit enti\u00e8rement ou partiellement rembours\u00e9, la description du v\u00e9hicule et vos coordonn\u00e9es) aux fins de : <\/p><p>(i) l&rsquo;administration de programmes de pr\u00eats, y compris vos options \u00e0 la fin du terme&nbsp;;<\/p><p>(ii) la facilitation de l&rsquo;\u00e9change de votre v\u00e9hicule avec notre consentement&nbsp;; ou<\/p><p>(iii) l&rsquo;autorisation du fabricant, du concessionnaire, du fournisseur de plateforme, de leurs agents et de leurs fournisseurs de proc\u00e9der \u00e0 des analyses, notamment pour assurer une meilleure promotion de leurs produits et de leurs services, et pour communiquer avec vous au sujet d&rsquo;offres et de promotions sp\u00e9cifiques qui serait \u00e0 leur avis susceptible de vous int\u00e9resser.<\/p><p>Si vous ne souhaitez pas que nous communiquions vos coordonn\u00e9es \u00e0 cette fin, veuillez nous appeler au <a href=\"tel:1-866-694-4392\">1-866-694-4392<\/a> .<\/p><p>Veuillez noter que les renseignements sur votre pr\u00eat continueront d&rsquo;\u00eatre communiqu\u00e9s afin de g\u00e9rer et d&rsquo;administrer les programmes de pr\u00eat.<\/p><p>Vous devez communiquer directement avec le concessionnaire, le concessionnaire ou le concessionnaire si vous ne souhaitez plus recevoir de documents de commercialisation de sa part. Tous les renseignements personnels que vous avez fournis directement au fabricant, au concessionnaire, au fournisseur de plateforme ou au concessionnaire tiers sont r\u00e9gis par leurs propres politiques en mati\u00e8re de protection des renseignements personnels et ne rel\u00e8vent pas de la responsabilit\u00e9 du Groupe Banque TD. <\/p><p>Vous reconnaissez que le concessionnaire est notre agent aux seules fins de remplir une demande de cr\u00e9dit et la d\u00e9claration de v\u00e9rification de l&rsquo;identit\u00e9 et de nous les soumettre aux fins d&rsquo;approbation. Vous attestez que tous les renseignements dans toute demande de pr\u00e9qualification au cr\u00e9dit sont v\u00e9ridiques, exacts et complets. <\/p><p>Vous confirmez que la pr\u00e9sente demande de pr\u00e9qualification au cr\u00e9dit n&rsquo;est au profit d&rsquo;aucune autre personne que vous-m\u00eame.<\/p><p>Le concessionnaire n&rsquo;est pas autoris\u00e9 \u00e0 faire des d\u00e9clarations ou \u00e0 donner des garanties qui ne sont pas conformes aux modalit\u00e9s de toute demande de pr\u00e9qualification au cr\u00e9dit.<\/p><h4>Prise de d\u00e9cision automatis\u00e9e<\/h4><p>Nous utilisons divers outils technologiques pour traiter votre demande de pr\u00e9qualification au cr\u00e9dit. Ces outils nous permettent d&rsquo;utiliser vos renseignements personnels pour prendre des d\u00e9cisions au sujet de votre demande en temps r\u00e9el, car le processus est enti\u00e8rement automatis\u00e9. \u00c0 tout moment, vous pouvez demander des renseignements suppl\u00e9mentaires sur notre processus automatis\u00e9 en composant le <a href=\"tel:1-866-694-4392\">1-866-694-4392<\/a> . De plus, sur demande de votre part, nous vous fournissonsons i) les renseignements personnels utilis\u00e9s pour prendre la d\u00e9cision automatis\u00e9e ainsi que ii) les raisons, les faits principaux et les param\u00e8tres qui ont \u00e9t\u00e9 men\u00e9s \u00e0 la d\u00e9cision et iii) nous vous donnons le droit d&rsquo;utiliser les renseignements personnels pour corriger la d\u00e9cision.      <\/p><h4>Notre Politique de confidentialit\u00e9<\/h4><p>Vous consentez \u00e9galement \u00e0 notre Politique de confidentialit\u00e9. Vous acceptez que nous traitions vos renseignements personnels comme nous l&rsquo;avons indiqu\u00e9 dans notre Politique de confidentialit\u00e9. <strong>Vous trouverez cette politique en ligne, \u00e0 l&rsquo;adresse<\/strong> <a href=\"https:\/\/www.td.com\/ca\/fr\/a-propos-de-la-td\/confidentialite-et-securite\/engagements-a-legard-de-la-confidentialite-td\"><strong>td.com\/vieprivee<\/strong><\/a> . Vous convenez que ce consentement s&rsquo;ajoute \u00e0 tout autre consentement que vous avez donn\u00e9, sans le remplacer. S&rsquo;il y a une incompatibilit\u00e9 quelconque entre les dispositions des modalit\u00e9s de pr\u00e9qualification et celles de la Politique de confidentialit\u00e9, les dispositions des modalit\u00e9s de pr\u00e9qualification ont pr\u00e9s\u00e9ance.   <\/p><p><strong>Des options s&rsquo;offrent \u00e0 vous.<\/strong>  La Politique de confidentialit\u00e9 vous explique comment refuser de donner votre consentement ou le retirer, s&rsquo;il ya lieu.<\/p><p><strong>Voici un r\u00e9sum\u00e9 de cette politique.<\/strong><\/p><p><strong><em>Nous recueillons, utilisons, transmettons et conservons vos renseignements pour :<\/em><\/strong><\/p><ul><li>vous identifier;<\/li><li>traiter votre demande de pr\u00e9qualification au cr\u00e9dit ;<\/li><li>vous servir;<\/li><li>communiquer avec vous;<\/li><li>personnalisez notre relation avec vous;<\/li><li>am\u00e9liorer les produits et services de la TD;<\/li><li>vous prot\u00e9gez contre les fraudes, l&rsquo;exploitation financi\u00e8re et les erreurs&nbsp;;<\/li><li>g\u00e9rer et g\u00e9rer nos risques;<\/li><li>respecter les obligations juridiques et r\u00e9glementaires.<\/li><\/ul><p><strong><em>Nous recueillons des renseignements (aux fins ci-dessus) aupr\u00e8s de vous et d&rsquo;autres entit\u00e9s, notamment ce qui suit :<\/em><\/strong><\/p><ul><li>r\u00e9seaux de cartes de paiement;<\/li><li>pr\u00eateurs;<\/li><li>assureurs;<\/li><li>organismes et registres de pr\u00e9vention des fraudes;<\/li><li>toute autre personne que vous nous autorisez \u00e0 joindre;<\/li><li>dans le cadre des interactions que nous avons avec vous, que ce soit sur votre appareil mobile ou par Internet, d&rsquo;apr\u00e8s les vid\u00e9os enregistr\u00e9es par les cam\u00e9ras de nos locaux, et d&rsquo;apr\u00e8s votre historique d&rsquo;utilisation de nos produits et services.<\/li><\/ul><p><strong><em>Nous pouvons communiquer vos renseignements personnels (aux fins reproduites ci-dessus) \u00e0 ces parties. Certains d&rsquo;entre eux peuvent se trouver \u00e0 l&rsquo;ext\u00e9rieur de votre province ou territoire ou \u00e0 l&rsquo;ext\u00e9rieur du Canada : <\/em><\/strong><\/p><ul><li>soci\u00e9t\u00e9s affili\u00e9es \u00e0 la TD;<\/li><li>organismes et registres de pr\u00e9vention des fraudes;<\/li><li>pr\u00eateurs;<\/li><li>concessionnaires;<\/li><li>fabricants;<\/li><li>fournisseurs de plateformes;<\/li><li>entreprises avec qui nous collaborons pour offrir des produits ou des services;<\/li><li>assureurs;<\/li><li>r\u00e9seaux de cartes de paiement;<\/li><\/ul><p><strong><em>Nous conservons vos renseignements :<\/em><\/strong><\/p><p>Nous conservons vos renseignements aux fins ci-dessus aussi longtemps que n\u00e9cessaire, dans la limite du raisonnable.<\/p><p><strong>Nous communiquerons avec vous :<\/strong><\/p><p>Nous communiquerons avec vous au sujet de votre demande de pr\u00e9qualification au cr\u00e9dit. Nous vous contacterons \u00e9galement pour discuter de produits et services actuels ou autres qui pourraient vous int\u00e9resser. Ces communications peuvent se faire par courrier, par t\u00e9l\u00e9phone (aux coordonn\u00e9es fournies par vous), par message texte, par courriel ou par d&rsquo;autres moyens \u00e9lectroniques. Vous pouvez demander de ne plus recevoir d&rsquo;offres ou choisir le mode de communication \u00e0 utiliser pour vous joindre \u00e0 des fins de marketing. Pour ce faire, appelez-nous au <a href=\"tel:1-866-694-4392\">1-866-694-4392<\/a> .    <\/p><p><strong><em>Langue de pr\u00e9f\u00e9rence (applicable seulement si ces modalit\u00e9s sont conclues au Qu\u00e9bec) :<\/em><\/strong> <em>Les parties ont convenu que la pr\u00e9sente demande de pr\u00e9qualification au cr\u00e9dit soit r\u00e9dig\u00e9e en anglais et que les documents s&rsquo;y rattachant puissent \u00eatre r\u00e9dig\u00e9s en anglais. Elles confirment \u00e9galement qu&rsquo;une version fran\u00e7aise leur a \u00e9t\u00e9 remise avant sa conclusion. Les parties ont convenu que cette demande soit r\u00e9dig\u00e9e en anglais et que les documents s&rsquo;y rapportant puissent \u00eatre r\u00e9dig\u00e9s en anglais. Ils confirment \u00e9galement qu&rsquo;une version fran\u00e7aise de cette demande leur a \u00e9t\u00e9 fournie avant sa conclusion.<\/em><\/p><p><strong>Consentement \u00e0 la v\u00e9rification des preuves de cr\u00e9dit<\/strong><\/p><p>Nous et le fournisseur de plateforme recueillerons et utiliserons vos renseignements personnels et financiers, et les communiquerons aux agences d&rsquo;\u00e9valuation du cr\u00e9dit et \u00e0 d&rsquo;autres pr\u00eateurs pendant le processus de demande de pr\u00e9qualification \u00e0 ce pr\u00eat de Financement auto TD.<\/p><p>En cochant la case, vous consentez \u00e0 la collecte, \u00e0 l&rsquo;utilisation et au partage de vos renseignements. Vous ne pourrez pas retirer votre consentement. Si vous ne donnez pas votre consentement, ne remplissez pas la demande et rendez-vous chez un concessionnaire. Vous trouverez plus de renseignements sur ce consentement dans les modalit\u00e9s ci-dessus. L&rsquo;acc\u00e8s \u00e0 votre dossier de cr\u00e9dit personnel dans le cadre du processus de demande de pr\u00e9qualification n&rsquo;aura pas d&rsquo;incidence sur votre cote de cr\u00e9dit.    <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Terms and conditions TD Pre-Qualification Terms and Conditions | Modalit\u00e9s de la Pr\u00e9qualification de Financement auto TD Not\u00e9 : Une [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-7831","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - 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